CLW JEWELLERY APPRAISALS
Members of the Jewellery Valuers Association and NAJ’s Institute of Registered Valuers
Jewellery and silverware valuations for Insurance, Probate and Division of Assets in Hampshire, Surrey and Sussex
Meet charlotte Webster
Charlotte is a qualified jewellery valuer and gemmologist, holding Fellowship status (FGA) with the Gemmological Association and registered with the Jewellery Valuers Association. With several years of specialist training, she provides clear, accurate, and independent jewellery and watch valuations. Based in West Sussex, she offers a personal and confidential service, taking the time to explain each valuation so clients feel informed and confident in the value of their pieces.

To be fully insured, your jewellery items may need to be listed separately on your Contents Insurance Policy.
To be fully insured, your jewellery items may need to be listed separately on your Contents Insurance Policy.
wHAT IS A VALUATION, AND WHY DO I NEED ONE?
A jewellery valuation is a detailed, expert assessment of your jewellery or watches, providing an accurate description, quality analysis, and a professionally determined value for a specific purpose. It is far more than simply “what something is worth.” A proper valuation offers a comprehensive record of your item’s characteristics; such as gemstones, metal fineness, craftsmanship, condition, and provenance, supported by specialist knowledge and gemmological expertise.
Why Is a Valuation Important?
Insurance Protection
To ensure your precious items are fully covered, insurers require an up-to-date valuation. Market values can fluctuate, so an accurate valuation ensures you’re neither under-insured nor over-insured. In the event of loss, theft, or damage, the valuation acts as essential evidence of ownership and value.
Peace of Mind
A valuation provides a complete, professional record of your jewellery or watch. Should anything unexpected happen, you have all the important details safely documented.
Family & Estate Planning
Whether distributing assets fairly or preparing legal documents such as wills or probate, a valuation offers clarity and transparency for family members and executors.
Resale or Part-Exchange
While valuations for insurance differ from market appraisals, a professional valuation can guide you when selling or part-exchanging by giving you a clearer understanding of your item’s attributes and authenticity.
Updated, Accurate Knowledge
Jewellery and watch markets evolve; precious metals fluctuate, gemstone prices shift, and brand desirability changes. Regular valuations (typically every 2–3 years for insurance) keep your documentation current.
Why Choose a Professional Valuer?
A qualified valuer combines gemmological training, specialist equipment, and years of expertise to give you a reliable, independent assessment. As a registered valuer and FGA-qualified gemmologist, I provide thorough, evidence-backed valuations designed to protect you and your treasured pieces.
